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Why should I save or invest?

Some of the top reasons our clients invest with us include:
Saving for planned events such as school and university fees, weddings, getting onto or moving up the property ladder and other special occasions
To make the most of tax-efficient opportunities
Planning for retirement – sound financial advice can help you to decide the level of income you’ll need when you retire and whether you are currently saving enough towards your retirement.

You might think you can’t afford to save or invest but you could be surprised – even small amounts quickly add up.

Whatever you need to save for and however much you can afford to put away GMM Financial Services can advise on a plan that’s right for you. Whether you are thinking of saving in the short term or looking further in the future you will benefit from independent advice on any of the following products.

Baby / Childrens Bonds
Tax efficient friendly society products
Unit / Investment Trusts
Individual Savings Account – see ISA’s
National Savings Accounts

Unit / Investment Trusts

All you need is the commitment to save fixed amount, usually monthly or yearly, usually for 10 years or more. After deduction of the company charges, the remainder of your money is linked to the price of units in a unit trust or other type of fund (e.g. fixed interest, mixed, property) run by the life company.

Childrens Savings Plans

Would you like to be able to help your children or grandchildren in the future by funding university fees, buying them their first car or helping with a deposit for their first home?

The value of the funds can fall as well as rise. Past performance is no indication or guarantee of future performance.