• Home
    • Insurance Blog
    • Contact us
  • About
    • Testimonials
    • Careers
    • In the Community
  • Insurance
    • Agricultural Insurance
    • Artisan Manufacturing Insurance
    • Business Insurance
    • Care Insurance
    • Chiropractic Surgery Insurance
    • Charity Insurance
    • Cyber Insurance
    • Directors' & Officers' Liability Insurance
    • Contractors Insurance
    • Farm Vehicle Insurance
    • Fleet Insurance
    • Food and Drink Industry >
      • Artisan Food & Drink Manufacturing Insurance
      • Artisan Retail & Deli Insurance
      • Cider Maker Insurance
      • Distillery Insurance
      • Food & Drink Manufacturing Insurance
      • Microbrewery Insurance
      • Restaurant Café Bistro Insurance
    • Hotel & Guest House Insurance
    • Household Insurance
    • Leisure Insurance
    • Marine Insurance
    • Manufacturing Insurance
    • Motor Trade Insurance
    • Office & Surgery Insurance
    • Osteopath Surgery Insurance
    • Professional Indemnity Insurance
    • Property Insurance
    • Renewable Energy Insurance
    • Salon Insurance
    • Smallholders Insurance
    • Shop & Retail Insurance
    • Veterinary Surgery Insurance
  • Credit Insurance
  • On-line
    • Private Medical Insurance
    • Personal Travel Insurance
    • Group PA and Business Travel Insurance
    • Event Insurance
  • Risk
    • Overview of services
    • Risk Management Resources >
      • Risk Management Guides
    • Contact us
  • Claims
  • Client area
    • GMM Knowledge Base
    • Commercial Insurance Blog
    • Insurance Guides
    • Customer Satisfaction Survey
    • Employer Reference No
GMM Insurance | Financial Services
01626 332433

Picture

Charity Insurance

Charities throughout the United Kingdom face many risks that can result in loss, damage or liability for trustees - and for the charity as a whole.  Risks include a loss of charity assets or resources, damage to a charity's property and third party liability for professional indemnity or public liability.  Part of mitigating these risks is having an appropriate insurance policy.

Compulsory Insurance

There are certain types of insurance that charities may be required by law to purchase,  depending on their specific circumstances.

  • Employers' Liability Insurance (EL)
  • Motor Insurance

Common Covers to Include

  • Even if a charity is not required by law to carry insurance,  it should seriously consider including the following covers recommended by the Charity Commission:
  • Buildings
  • Contents
  • Public Liability
  • Employee Dishonesty
  • Legal Expenses
  • Professional Indemnity
  • Trustee Indemnity

Volunteer Considerations

Many charities will use the services of volunteers.  While volunteers are not considered employees, charities still have a duty to ensure their health and safety and give them proper training and supervision.  If a volunteer is injured as a result of the charity's negligence,  he or she could file a claim against the charity or trustees.  The charity and it volunteers should also be covered in case a third party is injured due to action s of volunteers.

Because each charity's purpose or public benefit aim is different,  it takes an experienced broker with expertise in the industry to create a bespoke policy that makes sure all risks are addressed.  GMM Commercial Insurance Services Limited has the expertise and experience to work with your charity and trustees.
Contact us today
Contact us
Picture
Picture
INSURANCE SERVICES
  • Commercial Insurance
  • Personal Insurance
  • Risk Management
  • Claims
  • Buy On-line
  • Client Area

Picture
Picture
ON LINE SERVICES 
  • Personal Travel 
  • Business Travel
  • Private Medical Insurance
  • Event Insurance




CONTACT DETAILS
Tel: 01626 332433
Fax: 01626 363432
Contact us
© 2014 GMM Insurance  -   Website design by bright blue C

GMM Commercial Insurance Services Ltd is authorised and regulated by the Financial Conduct Authority for Insurance Mediation activities and as a Credit Broker: FRN 458372.   We do not charge any up-front fees for arranging credit.    Director: Simon Rice Cert PFS .     GMM Insurance is the trading name of GMM Commercial Insurance Services Ltd.  Registered No. 5735275. Registered in England at Carlisle House,  61 Wolborough Street, Newton Abbot,  Devon, TQ12 1JQ. 
 



✕